Bad Credit Credit Cards for Adverse Credit History

Bad credit, credit cards used to be a poor version of today's very popular pay as you go credit cards, but unlike the pay as you go cards bad credit cards UK were cards issued to people with no credit points and were charged ridiculously high interest on the money they borrowed on the credit card. 

Today if you have got a poor credit history due to defaults in payments you can obtain what is referred to as credit repair cards. These are pay as you go cards with low APRs so the account holder has a chance to slowly rebuild their credit ratings. 

If you search on the internet for bad credit cards in the UK you will get pages of companies offering you all types of credit repair cards, so make sure you read all the small print before leaping at that great looking card that will give you a free gift just for applying. 

Credit Cards for people with bad credit are still in circulation and will normally be offered to people with ccj's, no credit points and on low incomes, and they can have quite high credit limits, but for every penny you spend with that card you will have to pay pounds back in interest. 

So don't apply for the first credit card that offers you a great looking deal after all it could be a wolf in sheep's clothing or snake with a sting in it's tail.