With the Capital One Credit Card you get one of the lowest flat rates in the UK. 

Capital One Credit Card offers one of the lowest flat rates for balance transfers and purchases in the UK. The biggest benefit with the Capital One Credit Card is that the flat rate stays the same so you don’t have to worry about introductory rates that run out after 6 or 9 months. 

With Capital One you can transfer your existing credit card balance or store card and enjoy the same flat rate for all your outstanding Credit Card and Store Card balances.  

The Capital One has an Apr rate which is variable so be aware of this. Although they offer a flat rate, this rate can be affected by any future interest rate changes by the Reserve Bank. Capital one have a credit card that is also aimed at those that may have an adverse credit history however you may not get the same credit limit or benefits. Capital One is still a very competitive credit card with rates that are below the average on offer from other credit cards. You get a high level of protection with a Capital One Card. They take credit card fraud very seriously so buying online or abroad will give you a level of confidence.

Don’t forget to check what the Capital One Card charges for cash withdrawals as this is usually higher than the advertised rate. This would however be the case with most credit cards. 

Key Benefits:

	Enjoy a flat rate APR on everything you buy and on balances you transfer to Capital One
	Capital One has one of the lowest flat rates
	Emergency card replacement abroad
	No fraud liability unless your card is used with your consent or you are grossly negligent