Are there No Credit Credit  Cards for the British Consumer?

No credit credit cards, what on earth can this mean, how can you have a credit card that is a no credit credit card ? doesn't make any sense does it, I mean a credit card is exactly what says it is a credit card, it doesn't say no credit credit cards.

Well actually it makes perfect sense to people who have suffered from adverse credit, no credit credit cards are designed for people who need to re-build their credit score and some banks have acknowledged just how difficult it is to live in a world that encourages credit without having a credit card, so they brought out the no credit credit card. 

The no credit credit card works as a pre-paid credit card, the account holder pays into the card account how much they can afford to spend, and then the no credit credit card can be used like any other credit card to purchase goods and services up to the amount that has been pre-paid into this cards account. 

These cards are an ideal way for people with poor credit history to show the major credit issuing companies that they are now able to be responsible for their finances, and also these no credit credit cards are ideal for young people to learn about financial responsibilities, parents can open an account.